As Canadian journey habits shift in 2025, fewer Canadians are venturing south of the border. With a weak loonie, excessive inflation, and unstable US-Canadian relations, many travellers are shifting their focus to discover Canada or the remainder of the world as a substitute. However whether or not your plans take you throughout the nation or overseas, one factor is definite: defending your journey funding is essential.
On this weblog submit, we’ll present you how one can get monetary savings on journey insurance coverage whereas nonetheless getting the excellent protection you want, all whereas supporting Canadian!

Fewer Canadians travelling to the US
In accordance with a current ballot, 29% of Canadians are much less more likely to journey to the US in 2025. Because the loonie stays weak and US-Canadian relations stay unstable, Canadians are discouraged from travelling to the US, with many turning domestically for vacation journey.
Do you want journey insurance coverage when travelling inside Canada? The reply is sure—right here’s why
Budgets are tight for Canadians within the present financial situations, making journey investments much more treasured—which is why you can purchase journey insurance coverage to guard your self (and your investments) now greater than ever. One in every of our most beneficial merchandise, Journey Interruption Insurance coverage, protects your pre-paid bookings and non-refundable charges from the sudden, similar to a sudden sickness or household emergency.

Why do you want journey insurance coverage?
Harry was vacationing in sunny Florida when he all of a sudden wanted emergency hospitalization. With out journey insurance coverage, he would’ve been left with over $326,000 in medical payments. The typical hospital keep within the US is 4.6 days, costing roughly $13,262 USD per day. These staggering bills are a harsh actuality for Canadians who don’t have correct protection.
Journey insurance coverage affords you monetary safety, permitting you to get pleasure from your journey with out the fear of sudden prices. However as prices rise, how will you save on journey insurance coverage with out compromising on high quality protection?

Shield your journey investments with TuGo’s Excluding USA Plan
At TuGo, we perceive that each greenback counts, which is why we provide a money-saving answer: our Worldwide Excluding USA Emergency Medical Insurance coverage Plan. Designed for travellers who aren’t planning on visiting or transiting by way of the US, this plan gives the identical complete protection as our Worldwide choice—however at a a lot decrease value, providing you with the liberty to journey the world with out breaking the financial institution.
Select Canadian, Select TuGo
When buying journey insurance coverage, it’s necessary to look past worth – particularly in these difficult instances. Not all insurance policies are created equal, and the saying “you get what you pay for” is very true relating to journey insurance coverage. Proudly Canadian-owned and operated since 1964, TuGo is right here to assist travellers discover a peace of thoughts relating to defending journey investments. With TuGo, travellers obtain, complimentary:
- TuGo Emotional Help: 24/7 skilled counselling service for these away from house
- MyFlyt: Immediate entry to an airport lounge go or a money payout if traveller’s flight is delayed for two+ hours.
- TuGo Telemedicine: 24/7 telemedicine entry for Canadians and worldwide college students
- myTuGo: Self-service claims service with dwell standing monitoring
- Emergency Help Group: 24/7 in-house help
- In-house Claims Division: Presents assist in 27 languages
Tip: In case your’re relying upon a bunch plan or bank card for his or her journey medical and/or journey cancellation wants, ensure that to completely perceive what you may have. With increasingly premium bank cards scaling again advantages and including restrictions, there are numerous limitations with “free” insurance coverage choices that include group plans or bank cards.
Irrespective of the place you’re headed, keep in mind that journey insurance coverage is a necessary. For extra tips about saving cash on journey insurance coverage, try this weblog submit, Methods to Save Cash on Your Journey Insurance coverage.
Secure travels,
Suki