Are you gearing up for a Canadian highway journey this coming summer season? Whether or not you’re planning to discover the Atlantic Coast or take an RV journey along with your canine, there’s simply one thing about hitting the open highway and absorbing the sights that makes summer season really feel full. No matter your selection of transportation, it’s necessary to remember the fact that, similar to with an airplane or a cruise ship, having journey insurance coverage whereas travelling throughout Canada is a should.
Searching for some Canadian highway journey concepts? Right here are some things we present in varied provinces to assist get you began.
What protection do you want for a cross-country highway journey?
1. Emergency Medical Insurance coverage Protection
It’s a standard false impression that your provincial healthcare covers all associated medical bills no matter the place you’re in Canada, however this isn’t the case. Those that plan on doing a little out-of-province journey may need to try these widespread questions on Emergency Medical Insurance coverage earlier than deciding to skip the journey insurance coverage this time round.
With TuGo’s Emergency Medical Insurance coverage, travellers can get pleasure from complete emergency medical safety, even inside Canada. This consists of out-of-province prices incurred from medical emergencies, illness or accidents throughout your highway journey, together with ambulance providers and prescribed drugs. Protection turns into much more essential in the event you ever end up in distant places with restricted entry to correct medical care whereas on the highway.
You may be considering that taking only one journey this yr (or another yr, for that matter) means you don’t want journey insurance coverage, however that’s a standard false impression, and each journey you’re taking outdoors of your private home province ought to embrace journey insurance coverage. Fortunately, there’s a method to get pleasure from protection in your second, third, fourth (and so forth) journey this yr with an annual journey insurance coverage coverage.
No matter what you’re planning, it’s important to grasp your journey insurance coverage coverage earlier than you set off.
2. Rental Automotive Safety
Street journeys are all concerning the thrill of the open highway, proper? So, in the event you plan to hire a automobile (not together with RVs) in your cross-province journey, you must all the time take into account rental automobile insurance coverage that can reimburse you in case of any loss on account of bodily injury or lack of a rented automobile. This could embrace towing, salvage, and fireplace division costs.
Try this weblog for extra on TuGo’s Rental Automotive Safety Insurance coverage and the various advantages of this add-on to Emergency Medical Insurance coverage.
3. Sports activities & Actions Non-compulsory Protection
Though Emergency Medical Insurance coverage covers a big selection of outside and indoor actions most travellers get pleasure from on highway journeys, chances are you’ll be the kind of traveller who likes to scale up the journey a notch. Whether or not you want scheduling actions like mountain biking, mountain climbing, mountaineering, base leaping, scuba diving (over 40 metres) or skydiving into your highway journey, Sports activities & Actions Non-compulsory Protection permits travellers such as you to “err on the aspect of journey”—packing much less worries and extra adrenaline.
4. Journey Cancellation & Journey Interruption Insurance coverage
If journey has taught us something, it’s that generally issues don’t go as deliberate; take the Pawars’ household trip story, for instance. So, having Journey Cancellation & Journey Interruption Insurance coverage protects your non-refundable, unused pay as you go journey bills from the sudden. These embrace sudden sickness, damage, and/or dying, journey advisories, cancelled excursions, pure disasters, and different unforeseeable occasions, and extra.
Street journeys are a enjoyable method to see Canada’s stunning panorama and spend time with the folks you’re keen on. Whether or not you propose to take an extended weekend getaway or cruise off on the good Canadian highway journey you’ve all the time wished to take, we’ve acquired you lined.
Blissful travels,
Monique
Editor’s Observe: This submit was initially printed in June 2021 and has been up to date for freshness and/or accuracy.