Recommendation from the US Journey Insurance coverage Affiliation. Reshared with permission.
As spring approaches, college students throughout the nation are gearing up for a much-needed break from their research. Whereas spring break could be a time of pleasure and enjoyable, it will also be demanding if issues do not go in line with plan. With the continued COVID-19 pandemic and different unexpected circumstances that may disrupt journey plans, The US Journey Insurance coverage Affiliation (UStiA) advises vacationers to guard their investments with a journey safety plan.
Whether or not you are planning a highway journey, a seaside trip, or a world journey, journey safety can assist provide you with peace of thoughts, understanding you are lined if one thing surprising occurs. A journey safety plan can assist cowl the prices of journey cancellation or interruption, emergency medical bills, misplaced or stolen baggage, and extra. Listed below are a couple of eventualities that may occur throughout spring break and the way journey safety can assist:
Situation 1: You’re planning a seaside getaway however get the flu earlier than your trip even begins. With journey safety, you could be reimbursed for non-refundable parts of your journey.
Situation 2: You are on a ski journey and injure your self on the slopes. With journey safety, you may obtain protection for medical bills, emergency medical evacuation, and journey interruption if you’ll want to return dwelling early.
Situation 3: You are touring internationally, and your passport is stolen. With journey safety, you may obtain protection for emergency passport substitute, in addition to protection for bills associated to the theft.
Whereas spring break could be a time of pleasure and enjoyable, it will also be demanding if issues do not go in line with plan. With the continued COVID-19 pandemic and different unexpected circumstances that may disrupt journey plans, The US Journey Insurance coverage Affiliation (UStiA) advises vacationers to guard their investments with a journey safety plan.
Along with buying journey safety, there are different steps dad and mom and youngsters can take to remain protected throughout spring break:
- Analysis your vacation spot. Test for journey advisories and different vital info earlier than you go.
- Observe social distancing if Covid-19 is a menace in your vacation spot. Put on a masks and keep a distance of a minimum of six toes from others.
- Keep hydrated. Drink loads of water and keep away from extreme alcohol consumption.
- Use sunscreen. Shield your pores and skin from the solar’s dangerous rays.
- Keep conscious of your environment. Be conscious of your environment and take precautions to maintain your self and your belongings protected.
“Spring break is a time for enjoyable and journey, however it’s vital to plan for the surprising,” mentioned Susan Silfen, President, UStiA . “Journey safety can present peace of thoughts and monetary safety for vacationers within the occasion of unexpected circumstances.”
UStiA recommends that vacationers fastidiously evaluation the coverage and guarantee they perceive precisely what is roofed when buying touring insurance coverage. There are lots of totally different safety plans, so the UStiA urges customers to match advantages and pricing to discover a plan most fitted for his or her particular person journey wants.
Vacationers ought to at all times:
- Evaluation coverage. Earlier than leaving in your journey you should definitely evaluation your coverage and perceive precisely what it covers. All the time carry your coverage quantity and the 24-hour hotline quantity with you throughout your journey.
- Maintain all information. Receipts from journey preparations, equivalent to airline flights or lodge lodging, are required when submitting your insurance coverage declare.
- Receive medical proof. Should you change into ailing earlier than or throughout a visit you will want a health care provider’s assertion claiming that you weren’t match to journey or medical information to substantiate your declare.
About The US Journey Insurance coverage Affiliation (UStiA)
UStiA is a nonprofit affiliation of insurance coverage carriers and allied companies concerned within the improvement, administration, and advertising of journey insurance coverage and help providers. UStiA promotes equity, integrity, and a dedication to excellence within the journey insurance coverage trade, with a mission to teach the general public on journey insurance coverage whereas sustaining excessive trade requirements. For extra info on UStiA and journey insurance coverage, go to www.ustia.org.
