What a 12 months!
We printed over 65 weblog posts this 12 months and tons of press releases showcasing Motion’s new hires and promotions. So we thought we’d chill with some leftover egg nog and yule-tide cheer and reminisce about our favourite weblog posts of the final 12 months.
Listed here are 6 blogs that we particularly loved bringing to you.
1 – Your mortgage was authorized with circumstances. Right here’s what meaning.
We began the 12 months off with a message for first-time homebuyers. Being pre-approved for a house mortgage doesn’t imply you’re free and clear. When you apply for a mortgage, the lender submits your utility to processing, the place your financials are reviewed. In case your utility comes again as “conditionally authorized,” it signifies that an underwriter has evaluated all of the documentation you’ve supplied and is supplying you with a thumbs up — offering that you just fulfill your lender’s requests for extra info.
Take a learn and take a look at our record of widespread circumstances that might presumably maintain up your property mortgage approval.
2 – Key concerns if shopping for new development in 2022
In March, we wrote about how newly constructed houses have been an possibility for a lot of households flush with pandemic-related financial savings accounts. Thanks to produce chain points, development supplies have been a bit of expensive and there have been fewer newly-built houses available on the market — once more, as a result of pandemic labor shortages. However the business is now catching up with demand and this weblog remains to be related to potential consumers of recent development. Inside, you’ll discover recommendations on the right way to get pre-approved, why the mannequin house is merely a suggestion, inquiries to ask your builder, how lengthy you’ll be able to anticipate to attend (and the way that impacts your rate of interest) and why you shouldn’t skip the inspection.
Don’t underestimate your buying energy. Learn this weblog to see in case your subsequent residence could possibly be newly constructed.
3 – Sure, you should buy a house you probably have pupil loans
By Might, we had faculty graduations on our minds. And that led us to contemplate how new homebuyers with pupil loans might need problem developing with money for a down cost or satisfying a lender’s necessities to get authorized for a mortgage. We mentioned recommendations on what to emphasise in your utility, the right way to overcome the annoying reality that you’ve got pupil debt and methods to enhance your credit score rating.
Need to study extra? Take a look at the main points right here.
4 – Two dozen mid-summer yard sale ideas
Relying on the place you reside within the nation, it could nonetheless be completely positive climate for a tag sale. We really feel like several time is an efficient time to redistribute the litter filling your own home. And if you happen to play your playing cards proper, you possibly can stroll away with a bit of additional money in your pocket. Are you anticipating a transfer and need to skinny out your belongings so there’s much less to pack? Did you lately transfer and convey an excessive amount of stuff with you? If that’s the case, we expect there’s a yard sale, storage sale or stoop sale in your future. And this weblog has all the recommendation you’ll want to know to make it a profitable one.
From advertising strategically to pricing realistically, see all 24 ideas!
5 – Why condominiums could be a sensible choice for first-time homebuyers
The apartment market remains to be on fireplace, particularly since single-family houses have been exhausting to return by within the — dare we are saying — latter days of the pandemic. With so many individuals capable of work at home whereas residing nearly wherever within the nation, a number of condominiums went up in cities and suburbs that by no means had a lot selection up to now. Former house dwellers know that condos have plenty of benefits! And now, you do, too.
Discover out extra on this weblog from again in September!
6 – The right way to preserve your new canine protected in your new residence
There’s nothing like the enjoyment of being a canine proprietor. And there’s nothing just like the frustrations of getting a canine that may tear aside the home in a scorching second. However, whilst you pay the month-to-month payments, it’s your canine’s residence, too. So we scratched collectively some recommendations on guaranteeing your property is a protected place on your pooch — full of loads of walks, playtime, toys and cuddles. In reality, we went room-by-room with some nice pet-proofing concepts to get you began.
Our tour begins within the kitchen, which could be manner too tempting!
That’s all we’ve acquired for 2022!
These half-dozen weblog posts are simply those we acquired the most important kick out of writing. There are dozens extra overlaying an array of subjects — from home-owner ideas for single dad and mom to understanding how a lot of your wage ought to go in the direction of buying a house to what to find out about householders insurance coverage. Benefit from the New Yr, everybody, and if you’re a potential homebuyer with questions on residence financing, please attain out to considered one of our native mortgage officers in 2023!
